Job Description

An established mortgage banker is seeking an experienced DE/VA  Mortgage Underwriter to join its team. Please note both designations are required for consideration.

We’re looking for a collaborative underwriter who thrives on engaging with the origination team and is comfortable picking up the phone to ensure clear communication and accurate loan decisions.

Responsibilities

• Evaluate mortgage loan applications to ensure compliance with company policies and federal/state regulations

• Analyze borrower financials, credit reports, and property appraisals to determine eligibility

• Assess risk and provide thorough loan decisions with clear explanations and conditions

• Collaborate closely with processors, loan officers, and stakeholders to resolve questions and expedite the process

• Stay up-to-date with industry trends, guidelines, and best practices

Qualifications

• Active DE and VA underwriting certification required

• Must have used DE and VA designation within the last 11 months

• Minimum 5 years of residential mortgage underwriting experience

• Proven history of longevity in prior roles (average tenure, no frequent job changes)

• Strong understanding of FHA, VA, Conventional, Non-QM, and Jumbo products

• Experience with Encompass strongly preferred

• Excellent analytical, organizational, and problem-solving skills

• Strong communication skills and ability to collaborate effectively in a team environment

Compensation & Benefits

• Salary: $85,000 – $105,000 per year 
  Exempt role (no paid overtime0
  Discretionary bonus

• Full benefits package including:

  • Medical, Dental, Vision, Life Insurance

  • 401(k) with employer contribution

  • Paid vacation and sick time

Please note that National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.

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